Open Banking

Bank-API payments — account-to-account transfers with strong authentication, no cards, and near-instant settlement in supporting markets.

Open-banking payments initiate transfers directly from player bank accounts via regulated APIs (PSD2 in Europe), with bank-grade authentication and instant or same-day settlement.

Why gambling adopted fast

No card scheme rules, no chargebacks (bank transfers are hard to dispute), lower fees, and verified account ownership that doubles as KYC evidence — plus payout symmetry on instant rails. Coverage is market-by-market (excellent in UK/Nordics, growing elsewhere), making it a cashier-mix decision rather than a wholesale replacement. Fraud shifts rather than vanishes: authorized-push-payment scams and mule accounts replace card fraud patterns.